BMO Harris Express Pay: A Convenient and Secure Way to Make Loan Payments

In today’s fast-paced world, convenience is king. We want to be able to manage our finances quickly and easily, without having to worry about paperwork or long wait times. That’s why BMO Harris Express Pay is such a valuable tool. This online service allows you to make same-day payments to your BMO Harris automobile, boat, RV, personal loans, personal lines of credit, and business-purpose loans and lines of credit directly from any checking account.

Here are some of the benefits of using BMO Harris Express Pay:

  • Convenience: You can make payments from anywhere, at any time, using your computer, tablet, or smartphone.
  • Security: Your personal and financial information is protected by industry-leading security measures.
  • Speed: Payments made before 10 p.m. Central Time on a business day will be credited to your loan account on the same day.
  • Flexibility: You can make one-time payments or set up recurring payments.
  • Free: There is no fee to use BMO Harris Express Pay.

How to Use BMO Harris Express Pay

To use BMO Harris Express Pay, you will need to have a BMO Harris checking account and the account number for the loan or line of credit you want to make a payment to. You can find your account number on your monthly statement or by logging into BMO Harris Online Banking.

Here are the steps on how to make a payment:

  1. Go to the BMO Harris Express Pay website.
  2. Enter your BMO Harris checking account number and routing number.
  3. Enter your loan or line of credit account number.
  4. Enter the amount you want to pay.
  5. Review your payment information and click “Submit.

Your payment will be processed and credited to your loan account on the same day if you make it before 10 p.m. Central Time on a business day. Payments made after 10 p.m. Central Time will be credited to your loan account on the next business day.

No, BMO Harris Express Pay cannot be used to make payments to mortgages, home equity lines of credit, or home equity loans. You can make payments to these types of loans through BMO Harris Online Banking or by mail.


BMO Harris Express Pay is a convenient, secure, and free way to make payments to your BMO Harris loans and lines of credit. With its 24/7 availability and same-day processing, BMO Harris Express Pay makes it easy to manage your finances and stay on track with your payments.

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