Life Uninterrupted: Securing Your Future with LIC Tech Term Plan

Life is unpredictable, and the future remains veiled. Yet, amidst the uncertainties, one can always weave threads of security, ensuring peace of mind in the face of the unexpected. In today’s fast-paced world, where financial stability is paramount, securing your future and that of your loved ones holds immense significance. This is where the LIC Tech Term Plan, a revolutionary offering from the Life Insurance Corporation of India (LIC), emerges as a beacon of hope and protection.

Benefits of LIC Tech Term Plan

LIC Tech Term Plan isn’t just an insurance policy; it’s a promise of financial stability crafted with cutting-edge technology and designed to seamlessly integrate into your digital life. But what makes this plan unique and worthy of your consideration? Let’s delve into its core benefits:

Unmatched Affordability: Navigate the world of financial protection without breaking the bank. LIC Tech Term Plan boasts highly competitive premiums, making it accessible for individuals of diverse income levels. So, secure your future without compromising your present financial obligations.

Pure Protection, No Frills: This plan focuses solely on providing life cover, eliminating the complexities of investment-linked policies. Your premiums solely translate into a robust death benefit, guaranteeing financial support for your loved ones in case of your unfortunate demise.

Online Convenience: Embrace the digital age! Enjoy the ease of applying for, managing, and even renewing your LIC Tech Term Plan entirely online. No paperwork, no intermediaries, just a few clicks and your future is secured.

Tailored Coverage: No two individuals are alike, and neither are their needs. LIC Tech Term Plan understands this. Choose from a wide range of sum assured options to perfectly match your financial goals and risk profile.

  1. Flexible Tenure: Life’s plans seldom unfold linearly. This plan adapts to your evolving needs. Choose a policy term that aligns with your financial commitments and desired level of protection, ranging from 10 to 40 years.

  2. Rider Options: Enhance your coverage with optional riders for critical illness, accidental death, or waiver of premium. Craft a personalized plan that comprehensively safeguards your future and well-being.

  3. Women and Non-smokers Enjoy More: LIC Tech Term Plan rewards responsible habits and acknowledges the financial realities of women. Enjoy lower premiums if you’re a woman or a non-smoker, making this plan even more appealing and cost-effective.

The Policy Maze

While the benefits of LIC Tech Term Plan are clear, some questions might linger. Worry not, this guide answers the most frequently asked ones:

Who is eligible for LIC Tech Term Plan? Indian residents aged 18 to 65 can avail of this plan.

What documents are required for online application? Aadhaar card and PAN card are essential. Additional documents may be requested based on your chosen sum assured.

Is there a medical test requirement? Medical tests might be required for higher sum assured options.

How are claims settled? LIC Tech Term Plan offers cashless claim settlement at network hospitals, further simplifying the process.

What are the tax benefits? Premiums paid towards LIC Tech Term Plan qualify for tax deductions under Section 80D of the Income Tax Act.

LIC Tech Term Plan: Weaving a Secure Future One Click at a Time

In a world where uncertainties abound, securing your future and that of your loved ones becomes a top priority. LIC Tech Term Plan, with its unmatched affordability, online convenience, and customizable coverage, emerges as a powerful tool in weaving a tapestry of financial security. So, navigate the digital age with confidence, embrace the ease of online management, and secure your future one click at a time. Remember, a well-protected future is not just a privilege; it’s a promise you can fulfill today with LIC Tech Term Plan.


Life is a beautiful paradox, filled with joys and uncertainties. While we plan and strive, the future remains veiled, constantly reminding us of our vulnerability. However, amidst this unpredictability, there’s a glimmer of hope – the power of choice, the ability to weave threads of security into the fabric of our lives. LIC Tech Term Plan is not just a financial product; it’s a beacon of stability, a promise of unwavering support in the face of the unexpected.

Embrace its unparalleled affordability and online convenience. Choose a plan tailored to your needs, enhanced with optional riders. Enjoy the tax benefits and the peace of mind that comes with knowing your loved ones are financially protected. Every click you make brings you closer to a future woven with the threads of certainty, a future where unexpected storms cannot topple your carefully constructed edifice of financial security.


  • Is there a minimum sum assured for LIC Tech Term Plan?

The minimum sum assured is Rs. 25 lakh.

  • Can I pay my premium monthly?

Yes, you can choose from convenient monthly, quarterly, half-yearly, or yearly premium payment options.

  • What happens if I miss a premium payment?

Grace period policies allow you to pay your premium within a specified grace period to avoid policy lapse.

  • Can I nominate a beneficiary?

Yes, you can nominate one or more beneficiaries to receive the death benefit in case of your demise.

  • How can I learn more about LIC Tech Term Plan?

Visit the official LIC website or consult a LIC agent for detailed information and personalized guidance.

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